Privacy Policy
Healthplanmarketplace.com respects privacy. We may use and share aggregated information when it enables us to improve product and content offering. We do not sell, rent, or loan any personally identifiable information regarding our customers to any third party, except those specifically used in the directing of your health insurance needs. Any personally identifiable information you give us is held with the utmost care and security, and will not be used in ways to which you have not consented. In addition, we reserve the right to delete personal data regularly and are under no obligation to retain such data.
The Information Collected and Use
Healthplanmarketplace.com respects privacy. We do not sell, rent, or loan any personally identifiable information regarding our customers to any third party. This website collects some Personal Data from its Users. Personal Data collected for the following purposes and using the following services:
Access to third party services’ accounts. Permissions: Email Analytics
Google Analytics and Google AdWords conversion tracking Personal Data: Cookie and Usage Data
Remarketing and Behavioral Targeting. AdWords Remarketing. Personal Data: Cookie and Usage Data Further information about Personal Data
The Site only uses of Data for the express purpose highlighted herein. Users are the only owner of their Data and can request modification or deletion at any time.
IP Address
Healthplanmarketplace.com may log IP addresses for systems administration purposes. IP addresses are used to track a user’s session to prevent actions that violate terms of service and fraudulent behavior on our website. It aids in determining how often areas of our site are visited and how many times by the same identifiable user. We do not link IP addresses to any personally identifiable information.
Cookies
A cookie is a small file created by your Web browser to assign a unique identification to your computer. Healthplanmarketplace.com only uses cookies to track your clicks as you browse. We do NOT use cookies to retrieve personal information about you from your computer.
Security
Information that is passed between your browser and our site is encrypted with the Secure Socket Layer (SSL) system. This creates a protected connection between you and our site to ensure confidentiality. All personally identifiable information collected in order to provide you with the services on our site is securely stored in our system.
Notification of Changes
Healthplanmarketplace.com may edit this privacy policy from time to time. When we make any substantial changes that pertain to a users’ personally identifiable information, we will notify you by posting a prominent notice in our privacy policy or on our home page. Healthplanmarketplace.com will always give you an opportunity to opt out at the time of submitting your name or email address for inquiry purposes.
Links to other entities
Our site contains links and/or transfers to other entities, and Healthplanmarketplace.com is not responsible for their privacy practices. If transferred, please be aware their privacy policies may differ from ours.
Attention
HealthplanMarketplace.com is an independent marketplace and is not a federal or state Marketplace website, nor endorsed by Medicare. *HealthplanMarketplace.com does not provide quotes or sell any product directly to consumers. This is an independently owned and operated, advertising-supported website. In offering this website, HealthplanMarketplace.com is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Federally Facilitated Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Federally Facilitated Health Insurance Marketplace website at HealthCare.gov.
Sales agents may be compensated based on a consumer’s enrollment in a health plan. Agents cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Medicare has neither reviewed nor endorsed this information.
Affordable Care Act (ACA)
Under the ACA, individual medical plans are required to cover ten “Essential Health Benefits” to be recognized as a "Qualified Health Plan" and provide “minimum essential coverage” to enrollees. Residents of certain states may not be able to enroll in ACA-compliant health insurance through this website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at www.HealthCare.gov. Premium tax credits are not guaranteed and are subject to eligibility requirements determined in the Federally Facilitated Marketplace.
Short Term Medical (STM)
Short Term Medical (STM) Insurance does not provide comprehensive medical coverage and is not minimum essential coverage as defined in the Affordable Care Act. STM insurance may not cover all Essential Health Benefits. Check your plan carefully before enrolling. Plans are subject to medical underwriting, and generally do not cover preexisting conditions, and may have lifetime and/or annual dollar limits on health benefits. If your coverage expires, or you lose eligibility, you may have to wait until an open enrollment period to get other health insurance coverage.
Fixed Indemnity/Limited Indemnity Plans
Indemnity Plans are a supplement to health insurance. They are not a replacement for health insurance or a substitute for the minimum essential coverage required by the Affordable Care Act. Plans generally do not cover preexisting conditions, and generally pay you up to the fixed benefit amount for covered services. If you are on (or eligible for) Medicaid, payments from these plans may affect your coverage or eligibility. Check with your Medicaid agency for more information.