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Under the ACA, individual medical plans are required to cover ten “Essential Health Benefits” to be recognized as a "Qualified Health Plan" and provide “minimum essential coverage” to enrollees. Residents of certain states may not be able to enroll in ACA-compliant health insurance through this website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at www.HealthCare.gov. Premium tax credits are not guaranteed and are subject to eligibility requirements determined in the Federally Facilitated Marketplace.
Short Term Medical (STM) Insurance does not provide comprehensive medical coverage and is not minimum essential coverage as defined in the Affordable Care Act. STM insurance may not cover all Essential Health Benefits. Check your plan carefully before enrolling. Plans are subject to medical underwriting, and generally do not cover preexisting conditions, and may have lifetime and/or annual dollar limits on health benefits. If your coverage expires, or you lose eligibility, you may have to wait until an open enrollment period to get other health insurance coverage.
Indemnity Plans are a supplement to health insurance. They are not a replacement for health insurance or a substitute for the minimum essential coverage required by the Affordable Care Act. Plans generally do not cover preexisting conditions, and generally pay you up to the fixed benefit amount for covered services. If you are on (or eligible for) Medicaid, payments from these plans may affect your coverage or eligibility. Check with your Medicaid agency for more information.
Attention:
HealthplanMarketplace.com is not a government entity, nor is it a federal or state marketplace website, and it is not endorsed by Medicare. *
HealthplanMarketplace.com does not provide quotes or sell any products directly to consumers. This is an independently owned and operated, advertising-supported website. In offering this website, HealthplanMarketplace.com is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Federally Facilitated Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Federally Facilitated Health Insurance Marketplace website at HealthCare.gov.
Sales agents may be compensated based on a consumer’s enrollment in a health plan. Agents cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Medicare has neither reviewed nor endorsed this information.