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Affordable Health Insurance
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Flexible Options Are Available
For Any Budget.
- Select Your State
Get matched with a variety of plans offered in your area.
- Tell Us About Yourself
Agents review plan details and help you make a decision.
- Select Coverage
Enroll over the phone in as little as 15 minutes.
Tips For Finding The Right Plan.
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Whether this is your first-time shopping for healthcare, or you’re looking to explore different coverage options, you’re not alone! Many Americans every year seek the help of a professional agent to learn more about the different plan options available in their states.
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Making substantial purchases involves careful consideration, and shopping for healthcare should be no exception. Just as you would explore your options before making a significant purchase, we encourage you to do the same when selecting a coverage.
Prior to finalizing your decision, we suggest obtaining a minimum of 2-3 alternative plan comparisons. This approach ensures that you align your monthly budget with your desired coverage level. Your proactive approach to this process can lead to a choice that truly meets your needs.
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Most buyers select a plan on price only. Although affordability is important, choosing a plan that has coverage for your specific needs is equally important.
Ask yourself a few questions:
- How many times do I plan on seeing the doctor this year?
- Does the plan I am selecting have coverage for my medication?
Make sure to understand your options and ask as many questions as possible when speaking to any agent. -
“Does my doctor accept this?”
Different plans have different coverage options when it comes to their network policies. A plan with a broad network of doctors is known as a PPO, while narrow networks are classified as an HMO. Ask yourself “Do I want the ability to keep my current doctor?” If so, you may want to choose a plan that has access to a PPO healthcare network. If you do not plan on seeing a specific physician, an HMO network offers a variety of other provider options.
Important Healthcare Terms.
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The Affordable Care Act (ACA), also known as Obamacare, is a comprehensive healthcare reform law enacted in the United States in 2010. The primary goals of the ACA were to increase access to healthcare, improve quality of care, and control the rising costs of services.
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The health insurance open enrollment period is a specific timeframe during which individuals can enroll in or make changes to their plans. This period allows individuals to sign up for health coverage or switch to a different plan, even if they didn't have coverage before or want to make changes to their existing coverage.
The open enrollment period is typically an annual occurrence and is an important opportunity for individuals and families to obtain or modify their coverage to better suit their needs.
The open enrollment period and its specific dates can vary based on the type of plan and the region of the country you live. It's recommended to stay informed about the open enrollment dates relevant to your location and the type of coverage you're seeking by talking to an agent.
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To enroll in an Affordable Care Act plan outside of Open Enrollment, you would need to qualify for a Special Enrollment Period based on a life-changing event; (i.e. loss of job, new child, recently moved, and various other qualifying events.)
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Health Insurance Is
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Affordable Health Insurance
Options In Your State